- Have greater access to primary care and preventative services
- Are more likely to take their medications to control risk factors
- Are more likely to call 9-1-1 if they're experiencing heart attack or stroke symptoms
- Generally have better health outcomes and are less likely to die
48 million Americans - including 7.3 million who have a history of heart disease or stroke, are currently without the health and financial security that insurance provides.
THE GOOD NEWS
After decades in which the number of people without health insurance has been increasing, we have an unprecedented opportunity to expand coverage for millions of Americans!
- October 1, 2013 - Health Insurance Marketplace opens in all 50 states
- January 1, 2014 - Coverage becomes effective if enrolled by December 15, 2013
- March 31, 2014 - Open enrollment ends
The Health Insurance Marketplace provides a single location where individuals without insurance and small businesses can shop for private health insurance that fits their budget.
Consumers will be able to see what their premiums, deductibles, and out-of-pocket costs would be under various plans to make apples-to-apples comparisons of their different options before enrolling.
Making Health Insurance Affordable
To help make coverage more affordable, a new kind of tax credit - Known as the Health Insurance Premium Tax Credit - will be available to most consumers who are uninsured who use the Health Insurance Marketplace.
HOW TO APPLY
People will be able to shop, apply for and enroll in coverage in a variety of ways: They can shop and apply online through the Marketplace website, call the toll-free number 1-800-318-2596, or get in-person assistance.
- Apply Online
- Call toll-free
- Apply In-person
Check local listings
- PRE-EXISTING CONDITIONS - You cannot be denied coverage due to a pre-existing medical conditions such as heart attack, stroke, or high blood pressure.
- HEALTH STATUS & GENDER EQUALITY - You cannot be charged higher premiums because of your health status or gender.
- ESSENTIAL BENEFITS - Plans must now cover a comprehensive set of essential benefits, including emergency services, hospitalization, primary and specialty care, prescription drugs and rehabilitative care.
- PREVENTATIVE SERVICES - Most plans must now provide preventative services, such as cholesterol screenings, wellness visits to the doctor and counseling to quit smoking at no additional charge to you.