Health Insurance Marketplace Information

Updated:Sep 19,2013

Open Enrollment Start October 1, 2013

ACCESSIBLE, AFFORDABLE HEALTH INSURANCE IS CRITICAL FOR PREVENTING AND TREATING HEART DISEASE AND STROKE

Research has shown that people with health insurance ...

THE PROBLEM
48 million Americans - including 7.3 million who have a history of heart disease or stroke, are currently without the health and financial security that insurance provides.

THE GOOD NEWS
After decades in which the number of people without health insurance has been increasing, we have an unprecedented opportunity to expand coverage for millions of Americans!
  • October 1, 2013 - Health Insurance Marketplace opens in all 50 states
     
  • January 1, 2014 - Coverage becomes effective if enrolled by December 15, 2013
     
  • March 31, 2014 - Open enrollment ends
THE HEALTH INSURANCE MARKETPLACE MAKES IT EASIER FOR PEOPLE WITHOUT HEALTHCARE COVERAGE TO LEARN ABOUT THEIR OPTIONS AND ENROLL IN A PLAN THAT MEETS THEIR NEEDS

The Health Insurance Marketplace provides a single location where individuals without insurance and small businesses can shop for private health insurance that fits their budget.

Consumers will be able to see what their premiums, deductibles, and out-of-pocket costs would be under various plans to make apples-to-apples comparisons of their different options before enrolling.

Making Health Insurance Affordable
 
To help make coverage more affordable, a new kind of tax credit - Known as the Health Insurance Premium Tax Credit - will be available to most consumers who are uninsured who use the Health Insurance Marketplace.
HOW TO APPLY
People will be able to shop, apply for and enroll in coverage in a variety of ways: They can shop and apply online through the Marketplace website, call the toll-free number 1-800-318-2596, or get in-person assistance.
  • Apply Online
    www.healthcare.gov
  • Call toll-free
    1-800-318-2596
     
  • Apply In-person
    Check local listings
Know Your Rights as of January 1, 2014
  • PRE-EXISTING CONDITIONS - You cannot be denied coverage due to a pre-existing medical conditions such as heart attack, stroke, or high blood pressure.
     
  • HEALTH STATUS & GENDER EQUALITY - You cannot be charged higher premiums because of your health status or gender.
     
  • ESSENTIAL BENEFITS - Plans must now cover a comprehensive set of essential benefits, including emergency services, hospitalization, primary and specialty care, prescription drugs and rehabilitative care.
     
  • PREVENTATIVE SERVICES - Most plans must now provide preventative services, such as cholesterol screenings, wellness visits to the doctor and counseling to quit smoking at no additional charge to you.
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Hearts for Healthcare

H4H Stethoscope
The Affordable Care Act is helping to make health care coverage from accessible and affordable to millions of Americans. Learn what the law means for heart disease and stroke patients and their families.